Chip Lupo, Credit Card Writer
Yes, the Fit Mastercard does have pre-approval. Continental Finance actually requires applicants to check for pre-approval before they can apply, so you will have a good idea of your approval odds if you choose to apply. Getting pre-approved for a Fit Mastercard means that your chances of being approved for an account are very high if you apply, but it does not mean that approval is guaranteed.
Fit Mastercard pre-approvals do not affect your credit score, as they’re done using a soft “pull,” or inquiry. But if you decide to submit an application for the Fit Mastercard, Continental Finance will conduct a hard inquiry, which will lead to a slight but temporary decrease in your credit score.
FIT® Platinum Mastercard®
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