The Fortiva® Mastercard® Credit Card does not currently have a sign-up bonus, though it does give ongoing rewards of 3% on Gas, groceries, and utility payments purchases. The Fortiva Cash Card also has a base rewards rate of 1%.
The Fortiva Cash Card credit limit is $350 to $1,000. Everyone who gets approved for Fortiva Cash Card is guaranteed a credit limit of at least $350, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.… read full answer
The Fortiva Cash Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling the Fortiva customer service number on the back of your card, but it’s best not to ask more than once a year. Fortiva will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with Fortiva.
The Fortiva® Mastercard® Credit Card interest rate is 29.99% or 36% (V). This Fortiva Cash Card interest rate is variable, meaning it can change based on certain economic conditions.
The Fortiva Cash Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Fortiva Cash Card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.… read full answer
In addition to the regular interest rate, Fortiva Cash Card also charges a separate 32.99% or 36% (V) interest rate on cash advances. All Fortiva Cash Card interest rates will be listed on your statement and on your online account summary.
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