What are my Fortiva Cash Card approval odds? This question is about the Fortiva® Mastercard® Credit Card

What are my Fortiva Cash Card approval odds?

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This question is about the Fortiva® Mastercard® Credit Card

Chip Lupo, Credit Card Writer

@CLoop • 07/07/22 This answer was first published on 07/07/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Your Fortiva Cash Card approval odds are pretty good as long as you aren’t carrying too much debt and you don’t have major red flags such as an ongoing bankruptcy on your credit report. You’ll need enough income to pay your bills each month, too. Applicants can get approved with a bad credit score of 639 or below, however, so even a low credit score shouldn’t hold you back.

The Fortiva Cash Card can help cardholders build or rebuild their credit scores. But before applying for the Fortiva Cash Card, you should compare it to the other credit cards for bad credit that are currently on the market, to make sure you find the right fit. If you end up getting denied for the Fortiva Cash Card, consider applying for a credit card with no credit check.

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Is Fortiva Cash Card metal?

The Fortiva® Mastercard® Credit Card is not a metal credit card, as it is made of plastic like most other credit cards. There’s no functional difference between a plastic card like the Fortiva Cash Card and a metal credit card, though, so don’t dismiss the Fortiva Cash Card just because it isn’t metal. If you like the card’s terms and benefits, you should still consider applying. ... read full answer

Metal credit cards are usually expensive luxury cards. Some popular examples of metal credit cards are the The Platinum Card® from American Express, U.S. Bank Altitude Reserve Visa Infinite® Card and Capital One Venture X Rewards Credit Card.

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How do I contact the Fortiva Cash Card reconsideration line?

To contact the Fortiva® Mastercard® Credit Card reconsideration line, call 1 (800) 245-7741. The Fortiva Cash Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned. In the case of Fortiva Cash Card, the reconsideration line is the same as the general Fortiva customer service number.... read full answer

If you call to request reconsideration from Fortiva, make sure you are prepared to make an argument for why you should be approved. You will typically only have a shot at overturning a denial if you can prove that your financial profile is better than it appeared on your initial application.

For example, if your credit score went up significantly or you got a raise since you applied, you could argue that you are now more creditworthy. Alternatively, if you were denied because of incomplete or incorrect information on the application, you could ask for reconsideration after fixing that error.

At the end of the day, you probably won’t be successful in overturning your denial, but there’s no harm in trying.

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Does Fortiva Cash Card have a 0% APR intro period for new purchases?

No, the Fortiva Cash Card does not have a 0% APR intro period for new purchases. If you’re planning on making a large upcoming purchase and you don’t anticipate paying off the balance for a few months, the Fortiva Cash Card is not a great credit card to use.

Alternatively, you can check out the ... read full answer best 0% APR credit cards of 2023, selected by WalletHub’s editors from 1,500+ offers. Just keep in mind that many cards with a 0% APR intro period for new purchases require good or excellent credit for approval. You can check your credit score for free on WalletHub to gauge your odds.

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