How much is the Fortiva Credit Card annual fee? This question is about the Fortiva Credit Card

How much is the Fortiva Credit Card annual fee?

This question is about the Fortiva Credit Card

Kendall Morris, Credit Cards Moderator

@kendallmorris • 10/06/21 This answer was first published on 10/06/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Fortiva Credit Card’s annual fee is $49 - $175 for the first year and $0 - $49 after that, depending on the applicant’s creditworthiness. The Fortiva Credit Card will also charge cardholders a monthly fee of $0 1st yr, $5 - $12.50 after. For context, the average annual fee among new credit card offers from all issuers is currently $21.5, and most credit cards do not charge monthly fees.

Is the Fortiva Credit Card a good card?

No, the Fortiva Credit Card isn’t a good card. It’s an unsecured card for people with bad credit, having one-time, annual and monthly fees, but also an APR of 22.74% - 36% (V). And it's not even available for everyone, you can only apply for it with a pre-approved offer code.

If you have bad credit, I’d suggest applying for a less expensive secured card instead.

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What credit score is needed for the Fortiva Credit Card?

You can apply for the Fortiva Credit Card with a credit score as low as 500 (bad credit).

But the issuer will also consider other information when looking at your application. Your income, existing debts, and payment history will all be important factors in determining your eligibility for the Fortiva Credit Card.

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