Does the Fortiva Credit Card do a hard pull? This question is about the Fortiva Credit Card

Does the Fortiva Credit Card do a hard pull?

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This question is about the Fortiva Credit Card

Evelyn Boros, Credit Cards Moderator

@evelyn_boros • 07/20/21 This answer was first published on 07/20/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, the Fortiva Credit Card will do a hard pull when you apply for it. You should be aware that this might have a short-term negative effect on your credit score.

Also keep in mind that you can only apply for the Fortiva Credit Card by responding to a mail offer sent by the issuer. And while a mail offer doesn't guarantee your approval, it does help assess your odds. Receiving one means that your chances of being approved are pretty good even with a credit score as low as 300 (bad credit).

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