Fortiva Credit Card does not accept credit limit increase request.
The cardholder agreement specifically states that the card issuer will not accept Fortiva Credit Card limit increase requests.
If you aren’t happy with the credit limit you’re given when you sign up, your only choices are to wait until your credit score improves to apply for a different card or avoid the Fortiva Credit Card altogether.
The Fortiva Cash Card credit limit is $350 to $1,000. Everyone who gets approved for Fortiva Cash Card is guaranteed a credit limit of at least $350, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.… read full answer
The Fortiva Cash Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling the Fortiva customer service number on the back of your card, but it’s best not to ask more than once a year. Fortiva will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases with Fortiva.
You can apply for the Fortiva Credit Card online, by responding to an offer. There is no way to apply online if you didn't receive an offer and you don’t have an acceptance code. Applications are not accepted over the phone either.
Click on "Respond to a Mail Offer" near the top-center of the page.
Enter the acceptance code in the space provided. You can find your code near the bottom of your mail offer.
Click "Submit Code" and follow the prompts to finish your Fortiva Credit Card application.
The Fortiva Credit Card is an unsecured card for people with bad credit. The card will report your activity to the three major credit bureaus each month. That means it will help you build credit as long as you pay the bill by the due date each month and you stay well below your credit limit.
The starting Fortiva Credit Card credit limit isn’t disclosed. Each approved applicant’s limit will be decided based on a number of factors, such as their credit score, income, and debt-to-income ratio.
You should also know that Fortiva clearly states the fact that you cannot request credit limit increases.
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@lszorady: Did you ask or was it automatic?
Not true at all, they gave me 2 increases totalling $400.00