You can get a free credit card with no credit. A free credit card is one that comes with no annual, monthly or one-time fees. If you have no credit, this is a critically important feature. The card you get will likely come with a low credit limit, and the absence of any fees will provide you with that much more spending power.
My favorite free credit card available to people with no credit is the Capital One Platinum card because in addition to its $0 annual fee there’s also a $0 foreign transaction fee. And because it’s an unsecured card, there’s no deposit required. If approved, you’ll start out with a minimum credit limit of $300. You’ll also be considered for a credit limit increase if you pay your bill on time for the first 5 months that you have the card.
A free credit card with no credit would be a credit card that does not have an annual fee and does not come with any costs if you pay it off and put it in a drawer for a long time. Free cards with no credit are student credit cards. If you are not a student, then go for the Cap One Platinum or the Discover it Secured.
If you’re a student, there are a number of good free credit cards you can get without any credit history. One good option is the Capital One Journey Student Rewards Card. There’s a $0 annual fee, and you’ll earn 1%-1.25% cash back on purchases.
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