The Freedom Student card balance transfer fee is either $5 or 5% of the amount of each transfer, whichever is greater. This card is not a good choice for balance transfers due to the combination of its balance transfer fee and relatively high balance transfer APR: 16.49% (V). That does not compare favorably to the selection of 0% balance transfer credit cards on the market right now.
No, the Freedom Student Card does not have a 0% APR intro period for new purchases. If you’re planning on making a large upcoming purchase and you don’t anticipate paying off the balance for a few months, the Freedom Student Card is not a great credit card to use.
The Freedom Student Card exchange rate is Visa’s exchange rate on the date you make a purchase, plus any foreign transaction fees. While Visa exchange rates change daily, the Freedom Student foreign fee is always 3% of each transaction in U.S. dollars.
Chase Freedom® Student credit card is a Visa, not a Mastercard. You can use your Freedom Student Card at nearly 11 million merchants that accept Visa nationwide, and you can use it abroad in more than 200 countries and territories.
There are a few differences between Visa and Mastercard credit cards, such as the network-level benefits they offer, but those differences are relatively small. The two card networks have a lot in common, including … read full answerextensive worldwide acceptance. As a result, it’s more worthwhile to compare individual credit card offers than to focus on getting a card from a particular network.
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