To freeze an Amex Gold card, log in to your online account or the American Express mobile app and navigate to “Freeze Your Card." You can also call American Express customer service at 1 (800) 528-4800 and ask them to freeze your card, though it is much easier to lock and unlock a card on the app.
Freezing your Amex Gold card will temporarily prevent most purchases from being made with your card number, which can be convenient if you lost your card or if you’re trying to control your spending. For lost cards, it’s also important to note that you’ll never be held responsible for unauthorized purchases thanks to a $0 fraud liability guarantee.
How to Freeze an Amex Gold card Online
Log in to your American Express online account or mobile app.
Pick the Amex Gold card and select Account Services.
Click Card Management.
Click the “Freeze Card” button.
Locking your Amex Gold card will stop new purchases. But it will continue to allow recurring transactions, digital wallet purchases, and some online purchases where your card is on file. To start using your card at full capacity again, just navigate back to the Freeze Your Card page and unfreeze the Amex Gold card.
The credit score that you need for the Amex Gold card is 700, at a minimum. That means people with good credit or better have a shot at getting approved for this card.
Other American Express® Gold Card approval requirements:
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Amex Gold card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Amex Gold card credit score requirement. You can check your credit score for free on WalletHub.
You cannot get a Amex Gold card virtual card number through American Express. You can get a virtual card number for a Amex Gold card through Click to Pay instead, though. While American Express offers virtual credit cards to its corporate card customers through a program called American Express Go, this is not available to Amex’s consumer or small business cardholders.… read full answer
To enroll in Click to Pay with a Amex Gold card, just click the icon that looks like a box with two arrows pointing to the right when you check out with participating merchants. Click to Pay merchants include Lowe’s, Marriott, Papa John’s, and 1-800-Flowers.com, among others.
The Amex Gold card annual fee is $250. This card’s annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the American Express® Gold Card, either.
Keep in mind that an annual fee is a common charge with high-tier rewards cards. This card offers 60,000 points for spending $4,000 in the first 6 months. Plus, you can earn 4 points per $1 at U.S. supermarkets (up to $25,000 spent per year), 4 points per $1 at restaurants worldwide (plus takeout and delivery in the U.S.), 3 points per $1 on flights booked directly with airlines or on amextravel.com, and 1 point per $1 on all other purchases.
So, American Express charges an annual fee for this card to help offset the cost of these perks.
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