How can I freeze my Plum Card?

To reactivate a lost and found credit card, call the issuer as soon as possible and check whether it can be reactivated or not. In most instances, a credit card reported as lost is completely deactivated and a new one is issued. Some issuers allow cardholders to lock the card, either online or by requesting it through customer service. This option ensures that the card isn’t usable if someone finds it, but can be reactivated it if you find it.... read full answer

If, however, you cancelled your credit card account, you may have to reapply. Call the credit card issuer to find out if there are any time limitations with regard to rescinding your cancellation or reapplying.

You can also check out the WalletHub guide on what to do if your credit card is lost or stolen. It’s also a good idea to monitor your credit report and watch for any unauthorized activities.

The easiest way you can apply for the American Express Plum Card is either online or by phone at (800) 528-4800. Alternatively, you can respond to a mail offer.

Here’s how to apply for the Plum Card

• Online: To apply for the Plum Card online, click the “Apply Now” button, then enter the requested personal and financial information, review the card’s terms, and submit the application.... read full answer
• Phone: To apply over the phone, call American Express at (800) 528-4800. Say “apply” when prompted. Then, you will be connected with an American Express representative who will help you fill out your application.
• Respond to a mail offer: To respond to a mail offer, visit the dedicated web page. Another option would be to fill out the application and mail it back in the addressed, postage-paid envelope that came with the offer.

Once you apply for the Plum Card, you will likely get an instant decision, though it could take a few days or even a few weeks to hear back in some cases. If your application is approved, you should receive your card in the mail within 7 to 10 business days. And if you don’t hear back right away, you can check your application status online anytime.

Amex is a nickname for American Express, which is one of the largest financial services corporations in the world. Amex was founded on March 18, 1850 and began as a mail delivery business. But it now is a provider of credit cards, charge cards, traveler’s cheques, bank accounts, loans and more.... read full answer

Amex is probably best known for its credit cards. American Express offers a variety of cards that cover a wide range of needs and rewards for different spending habits.

Best Amex Credit Cards

In addition to typical credit cards, Amex also provides charge cards, where the balance must be paid in full every month. One such card is The Plum Card® from American Express.

It's worth noting that some Amex cards are hybrid cards that combine the elements of both regular credit cards and charge cards. These offer payment plans like Pay Over Time, which allow cardholders to either pay for eligible charges in full, or carry a balance with interest. These charges will be included in a different balance, up to a limit. The remaining charges will move back into your regular balance, which must be paid in full each month by the payment due date. One such care is the American Express Platinum card, which is great for travel.

Both an Issuer and a Network

Aside from being an issuer, American Express is one of the four major credit card networks. Amex is both issues their own credit cards. Visa and Mastercard do not; all of their cards are issued by banks and credit unions. Amex has the lowest merchant acceptance rate of the four issuers both domestically and abroad.

All information about the American Express Cash Magnet® Card has been collected independently by WalletHub. The American Express Cash Magnet® Card is no longer available to new applicants through WalletHub, but may be available on the American Express website.