Chip Lupo, Credit Card Writer
@CLoop
To freeze an OppFi Card, log in to the OppFi mobile app and navigate to “Freeze Card.” You can also call OppFi customer service at 1-866-605-0447 and ask them to freeze your card, though it is much easier to lock and unlock a credit card on the app.
Freezing your OppFi Card will temporarily prevent most purchases from being made with your card number, which can be convenient if you lost your credit card or if you’re trying to control your spending. For lost cards, it’s also important to note that you won’t be held responsible for unauthorized purchases thanks to a $0 fraud liability guarantee.
How to Freeze an OppFi Card
- Log in to your OppFi mobile app.
- Find the "Freeze Card" toggle.
- Change the settings so that your card is in the frozen position.
Locking your OppFi Card will stop new purchases and recurring transactions. But it will continue to allow other types of transactions, such as returns, credits, payments, interest, and dispute adjustments. To start using your credit card at full capacity again, just navigate back to the Freeze Card page and unfreeze the OppFi Card.
People also ask
What credit score do you need for the OppFi Card?
The OppFi Card accepts people with a 300+ credit score. That means people with bad credit can get approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the OppFi Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
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read full answerCan I use my OppFi Card anywhere?
Yes, you can use the OppFi Card anywhere that accepts cards on the Mastercard network. This means you can use the OppFi Card virtually everywhere in the world that accepts credit cards.
Keep in mind that the OppFi Card has a 2% foreign transaction fee, which means you will incur extra charges for international purchases. If you want to avoid this kind of surcharge, you could consider applying for a no foreign transaction fee credit card.
What's the starting credit limit for the OppFi card?
The starting credit limit for the OppFi Card was $1,000. Everyone who got approved for OppFi Card was guaranteed this exact credit limit, neither more nor less. However, this card is not available to new applicants.
Having said that, you couldn't ask for a OppFi Card credit limit increase, either. The $1,000 was a set credit limit.
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