To freeze an OppFi Card, log in to the OppFi mobile app and navigate to “Freeze Card.” You can also call OppFi customer service at 1-866-605-0447 and ask them to freeze your card, though it is much easier to lock and unlock a credit card on the app.
Freezing your OppFi Card will temporarily prevent most purchases from being made with your card number, which can be convenient if you lost your credit card or if you’re trying to control your spending. For lost cards, it’s also important to note that you won’t be held responsible for unauthorized purchases thanks to a $0 fraud liability guarantee.
How to Freeze an OppFi Card
Log in to your OppFi mobile app.
Find the "Freeze Card" toggle.
Change the settings so that your card is in the frozen position.
Locking your OppFi Card will stop new purchases and recurring transactions. But it will continue to allow other types of transactions, such as returns, credits, payments, interest, and dispute adjustments. To start using your credit card at full capacity again, just navigate back to the Freeze Card page and unfreeze the OppFi Card.
The OppFi Card accepts people with a 300+ credit score. That means people with bad credit can get approved for this card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the OppFi Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
Yes, you can use the OppFi Card anywhere that accepts cards on the Mastercard network. This means you can use the OppFi Card virtually everywhere in the world that accepts credit cards.
Keep in mind that the OppFi Card has a 2% foreign transaction fee, which means you will incur extra charges for international purchases. If you want to avoid this kind of surcharge, you could consider applying for a … read full answerno foreign transaction fee credit card.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.