To freeze a Walmart Credit Card, log in to your online account or the Capital One mobile app and navigate to “Lock Card.” You can also call Capital One customer service at the number listed on their website and ask them to freeze your card, though it is much easier to lock and unlock a credit card on the app.
Freezing your Walmart Credit Card will temporarily prevent most purchases from being made with your card number, which can be convenient if you lost your credit card or if you’re trying to control your spending. For lost cards, it’s also important to note that you’ll never be held responsible for unauthorized purchases thanks to a $0 fraud liability guarantee.
How to Freeze a Walmart Credit Card Online
Log in to your Capital One online account or mobile app.
Pick the Walmart Credit Card and select I Want To...
Click Lock Card.
Change the settings so that your card is in the locked position.
Locking your Walmart Credit Card will stop new purchases and cash advances. But it will continue to allow returns, credits, dispute adjustments, payments, account fees, and recurring transactions. To start using your credit card at full capacity again, just navigate back to the Lock Card page and unlock the Walmart Credit Card.
Here’s how to use your Walmart Credit Card without the card:
When you’re first approved: You don’t have to wait for the card to arrive. When you’re approved for a Walmart Credit Card, you’ll get a temporary number to use for Walmart purchases, which will post to your normal account.
With the Walmart app. Download the app for free from the App Store or Google Play, then hit the “Payment” banner at the bottom of the screen. From there, you’ll be able to link your credit card or temporary card number. You can then scan the QR code in the app at checkout to pay using your Walmart credit card without the card.
Online. You don’t need the physical card as long as long as you have the number, expiration date and security code. Keep in mind that Walmart.com is the only website the Walmart® Store Card works on. And if you only have a temporary card, you can’t use it online. You’ll have to wait to get the information off your actual card when it arrives.
If you get a Walmart Credit Card, you should really consider downloading the mobile app as well. It’s free and can save you some trouble if you forget your card. Again, Walmart won’t be able to look up your account in store. So, if you don’t have the app, you’ll have to either pay cash or leave empty-handed.
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