What are the GAP Credit Card rewards?

This question is about the GAP Credit Card

RHONDA STEWART, WalletHub Loans Analyst

@rhonda 07/30/20 This answer was first published on 07/30/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Gap credit card’s rewards are 5 points per $1 spent at Gap, Banana Republic, Old Navy, Athleta, and Hill City; 1 point per $1 spent everywhere else; a $5 reward for every 500 points earned; a free birthday gift; and bonus point shopping days. When you open a new Gap credit card account, you’ll also get 20% off your first purchase and free shipping if it’s an online order. Some new applicants get 3,000 bonus points after their first qualifying purchase, too.

After earning 5,000 points, Gap cardholders can advance to the Gap Silver credit card. Gap Silver gives all the above rewards, plus free 3-5 day shipping on online orders from Gap brands, 20% bonus points every quarter, free basic alterations on Banana Republic purchases, and a priority cardmember hotline.

Gap credit card points are worth 1 cent per point. When you earn 500 points, you’ll receive $5 in rewards that you can redeem in-store or online at Gap, Old Navy, Gap Factory, Banana Republic, Banana Republic Factory, Hill City, and Athleta.

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