What are the GAP Credit Card rewards? This question is about the GAP Credit Card

The GAP Credit Card’s rewards are 1 - 5 points per $1, depending on the type of purchase. It is worth noting that the GAP Store Card’s rewards are almost identical to these offered by the GAP Credit Card. But the store version can only be used at the GAP family of brands. Here are the GAP Credit Card rewards and perks:Receive 20% Off your first purchase made at Gap within 14 days of account opening.Earn 5 Points for every $1 spent at Gap, Banana Republic, Old Navy, and Athleta, and 1 Point for every $1 spent on all Mastercard purchases made outside the family of brands.100 Points = $1 Reward redeemable across the family of brands, no merchandise restrictions.Free Fast Shipping on all online orders $50 or more.Unlock up to 2,000 bonus points annually when you shop at 2 or more of the Gap Inc. brands. 2 brands = 500 pts // 3 brands = 1,000 pts // 4 brands = 2,000 pts.Cardmembers get 250 bonus points each quarter that you make a qualifying purchase at Gap, Banana Republic, Old Navy, or Athleta. Icon Membership tier (with 5,000 points accumulated) will earn 500 bonus points. Terms apply. GAP Credit Card points are worth 1 cent each. So, when you earn 500 points, you’ll receive $5 in rewards. These points can be redeemed in-store or online at Gap and its affiliates (including Old Navy, Gap Factory, and Banana Republic).

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What are the GAP Credit Card rewards?

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This question is about the GAP Credit Card

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Rhonda Stewart, WalletHub Loans Analyst

@rhonda • 08/26/22 This answer was first published on 07/30/20 and it was last updated on 08/26/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The GAP Credit Card’s rewards are 1 - 5 points per $1, depending on the type of purchase. It is worth noting that the GAP Store Card’s rewards are almost identical to these offered by the GAP Credit Card. But the store version can only be used at the GAP family of brands.

Here are the GAP Credit Card rewards and perks:

Receive 20% Off your first purchase made at Gap within 14 days of account opening.
Earn 5 Points for every $1 spent at Gap, Banana Republic, Old Navy, and Athleta, and 1 Point for every $1 spent on all Mastercard purchases made outside the family of brands.
100 Points = $1 Reward redeemable across the family of brands, no merchandise restrictions.
Free Fast Shipping on all online orders $50 or more.
Unlock up to 2,000 bonus points annually when you shop at 2 or more of the Gap Inc. brands. 2 brands = 500 pts // 3 brands = 1,000 pts // 4 brands = 2,000 pts.
Cardmembers get 250 bonus points each quarter that you make a qualifying purchase at Gap, Banana Republic, Old Navy, or Athleta. Icon Membership tier (with 5,000 points accumulated) will earn 500 bonus points. Terms apply.

GAP Credit Card points are worth 1 cent each. So, when you earn 500 points, you’ll receive $5 in rewards. These points can be redeemed in-store or online at Gap and its affiliates (including Old Navy, Gap Factory, and Banana Republic).

Answer Question

Where can I check my GAP Credit Card points balance?

The easiest way you can check your GAP Credit Card points balance is by logging in to your online account.

Alternatively, you can call GAP Credit Card customer service at (833) 244-5556 and speak to a live representative.

Are rewards credit cards worth it?

Yes, rewards credit cards are worth it as long as you don’t overspend just to earn the rewards. The best rewards credit cards are worth more than $2,000 in savings for the average person over the first two years of use, after annual fees.

You need good or excellent credit to get the most worthwhile rewards cards, however. Things aren’t as clear-cut for people with lower scores. In addition, rewards credit cards are only worth it for purchases that you can afford to pay off fully by the due date each month. Credit card interest rates are much higher than credit card rewards rates, so it’s best to use a ... read full answer low interest card for balances that you’ll carry from month to month.

How to Choose a Worthwhile Rewards Credit Card

When determining if a rewards credit card is worth it or not, you have to weigh the worth of the rewards against the cost of the card. If the rewards card has no annual fee and you plan to pay the bill in full every month, it’s pretty easy to decide the card is worth it.

However, you’ll often get the best rewards and biggest signup bonuses from cards that do have annual fees. In that case, you just have to crunch the numbers to make sure you’ll get your money’s worth.

Popular Rewards Credit Cards to Consider

Everyday Rewards: Chase Freedom Unlimited®Chase Freedom Unlimited®Learn MoreLearn Moreon issuer's website
Rates & FeesRewards with No Annual Fee: Wells Fargo Active Cash® CardWells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
Travel Rewards: Capital One Venture Rewards Credit CardCapital One Venture Rewards Credit CardLearn MoreLearn More
Rates & FeesTerms ApplyBonus Cash Back Rewards: Blue Cash Preferred® Card from American ExpressBlue Cash Preferred® Card from American ExpressLearn MoreLearn Moreon issuer's website
Rewards with Fair Credit: Upgrade Cash Rewards Visa®Upgrade Cash Rewards Visa®Learn MoreLearn Moreon issuer's website
Rewards with Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More

How to Get the Most Value From Your Rewards Card

Regardless of which rewards card you choose, be sure to understand how you can earn rewards most efficiently. Some cards have higher rewards rates for specific categories, and some give a flat rewards rate that you earn on all purchases. The fastest way to earn credit card rewards is through signup bonuses.

Many of the top rewards cards come with signup bonuses that you can get for meeting a minimum spending requirement in the first three months. The signup bonuses are usually worth several hundred dollars, enough to cover the cards’ annual fees for years. And you can get them for spending money you were already planning on spending.

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How much are Gap points worth?

Gap points are worth 1 cent each, on average. For example, 10,000 Gap points have a dollar value of roughly $100. As a result, Gap points are less valuable than the average clothing store's rewards points, which are valued at 3.18 cents each.

The easiest way to calculate the value of a retailer's rewards points for any redemption method is to determine the dollar value of what you're redeeming for, minus any taxes and fees that you'll still have to pay, and then divide that amount by the number of points you're required to redeem. For your convenience, here's the formula for Gap points:... read full answer

Dollar Value of Redemption Item / Number of Gap Points Needed = Gap Point Value

How to Earn More Gap Points

It's important to remember that while you can't change the redemption values of Gap points, you can increase the rate at which you earn them. One of the best ways to increase the number of Gap points that you earn is to apply for either the Gap Visa or the Gap Store Credit Card. That can also help you reach a higher status tier in the Bright Rewards program, further boosting your earning potential.

Gap Points vs. The Competition

Rewards Program	Average Point Value	Value of 1,000 Points
Gap Bright Rewards	1 cent	$10
Forever 21 Rewards	1.67 cents	$16.7
Hot Topic Rewards	5 cents	$50
Torrid Rewards	6 cents	$60
Lane Bryant Rewards	0.33 cents	$3.3

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