There are two ways to get an Ink Preferred invitation. The first is to receive an invitation in the mail directly from Chase. The second way to get an Ink Preferred invitation is to get a referral from another business owner who already has the card.
If you receive an invitation to apply for the Ink Business Preferred card by mail, you can either return the application enclosed with the letter or enter the invitation number and your ZIP code online. It’s important to note that not all business owners who receive this mailing will be approved. It’s not clear how selective Chase is about sending these offers out.
The best thing to do is to look at the language used in the mailing. If it says “pre-approved” or “pre-qualified,” your odds of approval should be very high. If it says “pre-selected,” your odds are still good but lower. These three types of offers are actually targeted toward people who the issuer thinks will meet the card’s requirements. On the other hand, if your letter simply says “invitation to apply,” it’s likely not based on credit data and you shouldn’t count on being approved.
You can also receive an Ink Preferred invitation if a fellow business owner who has the card invites you to apply. You’ll need to click on the personalized link that they send you or share on social media, then fill out the application from there. If you’re approved for the card, the business owner who referred you will get a bonus of 20,000 points. Unfortunately, you don’t get anything special yourself. Just remember that this card requires good credit, so don’t apply if your score is under 700.
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