Can I get more than one hotel credit card?

Yes, you can get more than one hotel credit card. But whether you should do so is another story.

Using different rewards cards for different types of purchases could give you the most overall earning power. This is called the Island Approach. But if you already have a hotel rewards card, the most strategic move would be to get a card with great rewards in your next biggest expense category.

For example, someone who stays at a Marriott Hotel every other week and also spends a lot on gas may want to get both a Marriott Credit Card and a gas credit card. And a frequent flyer who already has a hotel credit card may want to opt for one of the best airline credit cards or the best all-around travel rewards cards.

So getting multiple hotel credit cards really only makes sense for people who:

· Regularly stay at 2+ hotel chains – 20 nights per year at each is a good benchmark.

· Don’t mind using numerous credit cards – Most hotel credit cards don’t reward you that well on non-hotel purchases. And you can’t neglect your other expenses. So having multiple hotel credit cards means using at least three rewards cards.

· Can’t do better with all-purpose travel rewards – The best travel rewards credit cards offer hundreds of dollars in initial bonuses as well as the equivalent of at least 2% cash back on all purchases. And they allow you to redeem for any type of travel-related expense.

So if you can earn as much or more with one travel rewards card, why face the hassle of managing multiple hotel credit cards?