What's the GM credit card signup bonus? This question is about the My GM Rewards Card™

What's the GM credit card signup bonus?

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This question is about the My GM Rewards Card™

Rhonda Stewart, WalletHub Loans Analyst

@rhonda • 01/28/22 This answer was first published on 01/28/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The GM Rewards Card signup bonus is 15,000 points after spending $1,000 in the first 3 months.

In addition, the GM Rewards Card also offers 7 points per $1 spent with GM, as well as 4 points per $1 spent on all other purchases. Its annual fee is $0, and you need at least good credit to get approved for the card.

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How can I redeem my GM credit card rewards?

You can redeem your GM Rewards Card rewards online or at a participating GM dealership. The GM Rewards Card redemption options include gift cards, eligible accessories and new/pre-owned certified vehicles.

Here are the GM Rewards Card rewards and ways to redeem them:

Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open
Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM
Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac
Already own or lease a GM vehicle? Use your points toward your loan or lease payment with GM Financial, Certified Service, eligible Accessories and more

Another thing to keep in mind is that the GM Rewards Card has a $0 foreign transaction fee. This way you don’t have to worry about extra charges while traveling abroad. And it can be used anywhere Mastercard is...

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What's the GM Rewards credit score requirement?

You'll need at least "good" credit for GM Rewards Card approval, which means a credit score above 700.

Your credit score won't be the only factor taken into consideration though, as issuers consider your overall financial picture, including your income and existing debt obligations, so your credit rating can only be used as a guideline.

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How can I redeem my GM BuyPower card rewards for an oil change?

You can redeem your GM BuyPower card rewards for an oil change online. Here you can activate the GM Service Allowance voucher, which you’ll have to present at a participating dealer.

Make sure to schedule your service visit in time, because GM vouchers need to be used within 30 days of activating them.

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