If you have a mail offer, you can either fill out the application form you received and mail it back to American Express, or visit the Amex credit card website.
Here’s how you can apply for the Delta Gold Card:
Online: To apply for the Delta Gold Card online, click the “Apply Now” button, then enter the requested personal and financial information, review the card’s terms, and submit the application.
By phone: Call American Express at (800) 223-2670. Say “Apply” when prompted. Provide personal information and then submit your American Express credit card application.
Respond to a mail offer: If you accepted a mail offer, you can respond to it by visiting the dedicated web page. Another option would be to fill out the application and mail it back in the addressed, postage-paid envelope that came with the offer.
American Express uses all three major credit bureaus: TransUnion, Equifax, and Experian. Either one or more credit bureaus may be used when evaluating am American Express credit card application. Credit reports, however, don’t differ that much from bureau to bureau. So, there’s a huge overlap between the contents of each major credit report.
Keep in mind that, regardless of the credit bureau(s) the issuer chooses to use, you will always see a hard pull on your credit report...
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