It can take anywhere from a few minutes to 14 days to get approved for the Delta Gold Card.
Certain applicants may be approved instantly if they match the Delta Gold Card’s exact criteria. However, not being approved immediately after applying doesn’t mean you won’t have a shot after your application is reviewed in closer detail. You will be informed of the issuer’s final decision within 14 days from applying.
You can also check your Delta Gold Card application status online or by calling customer service at (888) 826-3471. You will need to provide some personal information such as your Social Security number and your home ZIP code.
Keep in mind that the Delta Gold Card requires a credit score of 700, at a minimum. So applicants need good credit or better to have decent odds of approval. If you don’t know where you stand, you can check your credit score for free, right here on WalletHub.
Other factors such as income, existing debts and your general ability to make credit card payments will also be taken into consideration. You can check to see if you pre-qualify for the Delta Gold Card and other offers on the issuer’s dedicated web page. Unlike an actual application, checking for pre-qualification does not affect your credit score, as it’s based on a soft pull on your credit report. Just bear in mind that getting pre-qualified indicates you have good odds of approval, but it does not guarantee it.
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