You can’t get guaranteed credit card approval with a high limit because no credit card approval is ever guaranteed. Even the easiest credit cards to get still have minimum conditions you have to meet, like having a steady income. That said, it is possible to get nearly guaranteed credit card approval with a high limit if you apply for the Harley-Davidson® Secured Credit Card. It offers up to a $5,000 credit limit when you make a security deposit of the same amount. So, if you have a lot of extra cash on hand, that’s a good option.
Nearly guaranteed approval credit cards tend to be marketed toward people with limited or bad credit – those most worried about getting rejected. So, they usually have fairly small starting credit limits. But many secured cards will let you deposit up to a few thousand dollars for a limit equal to what you put down. Credit cards with no deposit for people with no credit or bad credit usually have minimum credit limits of $300 to $500.
It’s good to note that the higher your credit score becomes, the higher your chances of approval are for any card. So, if you have a perfect 850 credit score, you’ll probably have nearly guaranteed approval even for high limit cards that require excellent credit, a score of 750+.
Offers for (nearly) guaranteed credit card approval and high limits:
In all, secured cards are the closest you’ll get to guaranteed credit card approval with a high limit. But it’s a high limit you have to pay for. Also, keep in mind that you may not be able to just deposit the maximum amount. Sometimes, you need issuer approval for that.
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