The Guitar Center Credit Card requires a minimum credit score of 640. That means applicants need fair credit or better for approval. Other factors such as your income, existing debts and overall ability to afford credit card payments will also be taken into consideration.
You can gauge your Guitar Center Credit Card approval odds by checking for pre-qualification. Simply visit the Guitar Center Credit Card web page and select the "Pre-Qualify Now" button. Unlike an actual application, checking for pre-qualification does not affect your credit score, as it is based on a soft inquiry on your credit report. Just keep in mind that getting pre-qualified indicates that you have good odds of approval, but it doesn’t guarantee it.
It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit. Please find a list of cards offered by Synchrony Bank here: https://wallethub.com/credit-cards/synchrony-13003490i.
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