Maria Adams, Credit Cards Moderator
@m_adams
The starting credit limit for the Harley-Davidson® Credit Card is determined on a case-by-case basis. There isn’t even a minimum limit listed in the card’s terms and conditions. For the most part, it all comes down to your credit history, income and debt. This means you won’t know what your spending limit is until you’ve been approved for the Harley-Davidson® Credit Card.
More info about the Harley-Davidson® Credit Card credit limit:
As a rule of thumb, those with the highest income and best credit scores will generally be offered the highest Harley-Davidson® Credit Card starting credit limits.
But if you’re not satisfied with the limit you get, you can request a credit limit increase by calling the customer service number you see on the back of your card. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases.
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