The starting credit limit for the Harley-Davidson® Credit Card is determined on a case-by-case basis. There isn’t even a minimum limit listed in the card’s terms and conditions. For the most part, it all comes down to your credit history, income and debt. This means you won’t know what your spending limit is until you’ve been approved for the Harley-Davidson® Credit Card.
More info about the Harley-Davidson® Credit Card credit limit:
As a rule of thumb, those with the highest income and best credit scores will generally be offered the highest Harley-Davidson® Credit Card starting credit limits.
But if you’re not satisfied with the limit you get, you can request a credit limit increase by calling the customer service number you see on the back of your card. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases.
The baseline minimum score to qualify for the Harley-Davidson Credit Card is 660, which is the bottom of the "good credit" range. But simply having a 660 credit score doesn't guarantee you of approval. Credit card companies take a lot of different factors into account when evaluating applicants, many of which aren't encapsulated in a credit score. They also use their own proprietary versions of credit scores, so you can't tell exactly how you're rated on the issuer's end.
With that being said, knowing your credit score will give you a good sense of which types of cards you can expect to be approved for, enabling you to more-efficiently target your application. You can get your free VantageScore 3.0 credit score from WalletHub: … read full answerhttps://wallethub.com/join/ .
U.S. Bank credit limits are $300 at a minimum, depending on the card. The U.S. Bank credit card with the highest starting credit limit is the U.S. Bank Secured Visa® Card, which has a maximum credit limit of $5,000, depending on the deposit amount.
Don’t be surprised if you can’t find any credit limit details in the U.S. Bank card terms, since U.S. Bank doesn’t list the minimum credit limit for many of its credit cards. You’ll find out your card’s credit limit after approval, though, and applicants with a high income and excellent credit will generally get the highest U.S. Bank credit limits. … read full answer
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