The J.P. Morgan Reserve Card and the Ritz-Carlton Credit Card reportedly tie for the distinction of heaviest credit card, weighing in at 1 ounce each. By comparison, most other metal credit cards weigh 0.5-0.7 ounces each. Plastic credit cards weigh about 0.17 ounces, or 5 grams, generally.
Heaviest Credit Cards List:
J.P. Morgan Reserve Card – 1.0 ounce
Ritz-Carlton Credit Card (no longer accepting new applicants) – 1.0 ounce
Mastercard Gold Card – 0.78 ounces
The Platinum Card from American Express – 0.63 ounces
Capital One Venture Rewards Credit Card – 0.56 ounces
U.S. Bank Altitude Reserve Visa Infinite Card – 0.56 ounces
But it’s not the size of the credit card in the fight that matters; it’s the size of the fight in the credit card. In other words, instead of getting bogged down by your credit card’s counter appeal, focus on earning more rewards and paying less in fees. WalletHub’s free CardAdvisor tool can help you find the right card for your needs.
The best high end credit card is the Amex Platinum card because it offers a $200 annual airline fee credit, a $200 annual Uber credit, a $100 annual Saks Fifth Avenue Credit and free access to 7 major airport lounges. On top of that, new cardholders get 60,000 bonus points for spending $5,000 in the first 3 months. Amex Platinum also provides 5 points per $1 spent on select travel. And it has a high end price, with a $550 annual fee.… read full answer
Another good high end credit card is Chase Sapphire Reserve because it offers a $300 annual travel credit and free access to the Priority Pass airport lounge network. Plus, it gives 50,000 initial bonus points for spending $4,000 in the first 3 months. This bonus is worth $750 when redeemed for travel through Chase Ultimate Rewards. Sapphire Reserve also offers 3 points per $1 spent on travel and dining purchases. And there are plenty of other high end cards on the market, like the U.S. Bank Altitude Reserve Visa Infinite card and the UBS Visa Infinite card.
High end credit cards aren’t necessarily the most exclusive credit cards, but a stellar credit profile is required to be in the running to get one. Those who qualify will have a card with credit limits, benefits, and rewards far above and beyond those offered by a regular, every day credit card.
5 Highest End Credit Cards Right Now:
American Express Platinum. $550 annual fee. $200 annual air fee credit. $200 annual Uber credit. $100 annual Saks Fifth Avenue credit. Free access to 7 major airport lounges. 60,000 bonus points for spending $5,000 in the first 3 months. Up to 5 points per $1 spent. Good credit required.
Chase Sapphire Reserve. $550 annual fee. $300 annual travel credit. Free access to over 1,000 Priority Pass airport lounges worldwide. 50,000 bonus points for spending $4,000 in the first 3 months. 3 points per $1 spent on travel and dining and 1.5 on all other purchases. Excellent credit required.
Chase Ink Business Preferred. $95 annual fee. Free employee cards. 80,000 bonus points for spending $5,000 in the first 3 months. 3 points per $1 spent on travel and select business categories, up to $150,000 annually. 1 per $1 on all other purchases. Good credit required.
UBS Visa Infinite Credit Card. $495 annual fee. Free access to over 1,000 Priority Pass airport lounges worldwide. $500 total credit for access to any other airport lounge. $700 total credit at Villas of Distinction hotels. $250 annual air travel credit. 3 points per $1 spent on travel, 2 on gas and groceries and 1 on everything else. Excellent credit required.
U.S. Bank Altitude Reserve Visa Infinite card. $495 annual fee. $325 annual travel credit. 12-month Priority Pass Select lounge membership. 12 complimentary Gogo inflight Wi-Fi passes per year. 50,000 bonus points for spending $4,500 in the first 90 days. 3 points per $1 spent on travel and mobile wallet purchases and 1 on everything else. Excellent credit required.
The best high end credit cards offer much more than lucrative bonuses and generous rewards. High end credit cards tend to boast an array of valuable perks. You’ll typically have a whole host of benefits at your disposal including things like travel insurance, complimentary airport lounge access, purchase and price protection, extended warranties and more.
The best luxury credit card is Chase Sapphire Reserve because it has an initial bonus worth up to $750 in travel, gives a $300 annual travel credit, and provides a complimentary airport lounge membership worth $399 per year. But luxury comes at a cost, and Chase Sapphire Reserve charges a $450 annual fee.… read full answer
The most popular luxury credit card on the market is the Amex Platinum card. It offers free membership to 7 major airport lounge networks, a $200 annual airline fee credit, and a $100 annual statement credit for Saks Fifth Avenue purchases. Plus, there’s a 60,000-point initial bonus for spending $5,000 in the first 3 months and 5 points per $1 spent on flights and hotels. The annual fee is $550.
But the most famous of all luxury credit cards is the Centurion Card from American Express. Also known as the “Black Card,” it’s invite only, so not just anyone can apply. Not a ton is known about it other than that. Fortunately, there are plenty of other luxury credit cards to consider, too.
Best luxury credit cards:
Amex Centurion Card (“Black Card”)
Chase Sapphire Reserve Card
Amex Platinum Card
U.S. Bank Altitude Reserve Visa Infinite Card
Chase Ink Business Preferred Card
UBS Visa Infinite Card
When you’re comparing luxury credit cards, the devil is in the details. There are plenty of cards with luxury prices but pedestrian perks. So you need to make sure the rewards and benefits that you get far outweigh the cost.
People who want to get a luxury credit card without shelling out a lot of money should consider the Capital One Venture Rewards card. It offers top-notch travel rewards and only costs $95 per year, after a free first year.
There is no right answer for how many credit cards you should have or how many credit cards is too many. The specifics differ from person to person, depending on how well an individual can manage one credit card, then two credit cards, and so on. So while three credit cards could be too many for one person, someone else might be able to comfortably manage seven. But that’s about where most people draw the line. The average adult has 5.6 credit cards, including 3.1 cards that can be used anywhere and 2.5 store cards. … read full answer
Having several credit cards can help you save more money by allowing you to get the best collection of rates and rewards for your biggest transactions. And it can help your credit score if you keep your utilization low and your payments on time. But what you should watch out for is applying for too many cards too quickly. It’s best to not apply for more than one per year, or six months, as each application puts a hard inquiry on your credit report and temporarily hurts your score.
Here’s what determines if you have too many credit cards:
Your credit report and score. If you have a history of financial mistakes, such as missed payments or worse, you should be careful about overdoing it. Besides, it may be hard to get too many cards worth having if you have damaged credit.
Your utilizationand payment history. You don’t want to rack up more debt than you can comfortably afford to pay, or you risk carrying large balances and wasting lots of money on interest. And if you’re maxing out all the cards you have, credit card companies probably won’t want to give you additional spending power.
Company rules. Some issuers have unofficial rules regarding how many credit cards is too many for an applicant to have and still get approved for a new one. This could be an overall card limit or based on how many existing accounts you have with the issuer you’re seeking a new card from. There are lots of rumors floating around that Chase does this, for example.
You’re having trouble keeping track. Even if your credit is good and you’ve been keeping your payments current, at some point it may be hard to manage all your open accounts.
While we can’t tell you for sure how many credit cards you should have, the more data that’s at your disposal, the easier it will be to make that decision. WalletHub can help with free daily credit score updates and personalized credit-improvement advice.
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