Adam McCann, Financial Writer
@adam_mcan
The highest end card is The Platinum Card® from American Express because it has a wide array of high-end benefits, including airport lounge access and yearly credits of up to $200 for fees on a pre-selected airline, up to $200 for Uber, up to $200 hotel credits (requires a minimum two-night stay), and up to $100 for Saks Fifth Avenue, when enrolled. American Express Platinum card also has a high-end annual fee, at $695. And it’s only available to people with good credit or better.
6 Highest End Credit Cards Right Now
- The Platinum Card® from American Express
- Chase Sapphire Reserve®
- Ink Business Preferred® Credit Card
- UBS Visa Infinite Credit Card
- U.S. Bank Altitude Reserve Visa Infinite® Card
- Centurion® Card from American Express
To be clear, the best high end credit cards aren't necessarily the most exclusive credit cards. Being hard to get does not automatically make a card one of the highest end options. But a stellar credit profile still is required to be in the running for the highest end credit cards.
The difference is that qualified applicants who get approved for one of the highest end credit cards will find themselves with credit limits, benefits, and rewards that are far superior to what's available from a regular, everyday credit card. In other words, the highest end credit cards are at the intersection of the best credit card offers on the market and the most prestigious options.

Centurion® Card from American Express
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