A credit balance refund on the Hilton Honors American Express Card is a reimbursement for paying more than the total balance owed on the credit card. For example, a cardholder who has a balance of $500, but pays $600, can get a credit balance refund of the $100 that they overpaid.
Cardholders can request a Hilton Credit Card credit balance refund: by phone (1-800-528-4800), online or by sending a written request to American Express / P.O. Box 981535 / El Paso, TX 79998-1535. They can get their refund in the form of a check. Legally, a credit card issuer is obligated to issue a credit balance refund within seven business days of your request for one.
Please note that you are not required to request a credit balance refund if you overpay your Hilton Credit Card. If you have a negative balance on your account, meaning you’ve paid more than you owe, future purchases will be credited until the balance is back to zero. If you maintain a negative credit balance for six months, American Express is required to offer you a refund.
To log in to your Hilton Credit Card account, go to the login page on the American Express website or mobile app and enter your username and password in the appropriate fields. Then, click the "Log In" button to access your online account. If you don’t already have an account, you will need to start by clicking "Create New Online Account" in order to set up a username and password.… read full answer
How to Log in to a Hilton Credit Card Account
Register your Hilton Credit Card credit card for online account access. Click "Create New Online Account" and enter your 4-digit card ID to verify your credit card account.
Choose your Hilton Credit Card card username and password. The username must be between 5 and 20 characters with no special characters and no spaces. The password must contain from 8 to 20 characters and have at least one letter and one number. The password is case sensitive and may contain special characters.
Log in with your new Hilton Credit Card card credentials. From the login page on the American Express website or mobile app, fill out the User ID and Password fields using your new credentials, and click "Log In" to access your account.
After you have signed up and logged in, you’ll be able to manage your Hilton Credit Card account online. You can pay your credit card bill, see credit card statements, monitor account activity, and change account information such as passwords and automatic payments.
If you forget your login information, click "Forgot User ID or Password?" on the American Express login page. Then, just follow the prompts to reset or retrieve your username or password.
The Hilton Honors American Express Card is not a Visa or a Mastercard – it is on the American Express network. This means the Hilton Credit Card has a bit less worldwide acceptance than a Visa or a Mastercard but should still be usable at most merchants within the U.S.
In general, it doesn’t matter much what network your credit card is on unless you’re focusing specifically on international travel. In that case, you’re best served by getting a Visa or Mastercard credit card with no foreign transaction fees. But for all other purposes, all four major credit card networks have comparable benefits and card offers. It’s best to compare individual cards on a case-by-case basis rather than focusing on a specific network.… read full answer
The Hilton Honors American Express Card interest rate is 19.99% - 28.99% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The regular Hilton Credit Card card interest rate is variable, meaning it can change based on certain economic conditions.
The Hilton Credit Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Hilton Credit Card, it will accumulate interest daily at the card’s regular APR. … read full answer
In addition to the regular interest rate, Hilton Credit Card also charges a separate 29.49% (V) interest rate on cash advances and a penalty rate for late payments. All Hilton Credit Card card interest rates will be listed on your statement and on your online account summary.
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