The Hilton Credit Card benefits include rental car insurance, purchase protection, extended warranty, and a Global Assist Hotline. The Hilton Credit Card also offers access to exclusive “experiences” and presale tickets for events, along with complimentary Hilton Honors Silver status.
Here are the Hilton Credit Card benefits:
Rental car insurance: Covers up to $50,000 in damage or theft for rentals of up to 30 days paid for with your Hilton Credit Card, when you decline the coverage offered by the car rental company. This product provides secondary coverage and does not include liability coverage. Please keep in mind that not all vehicle types or rentals are covered and geographic restrictions also apply.
Purchase protection: Pays up to $1,000 per item and $50,000 per card each calendar year for items that are damaged, lost or stolen within 90 days of being purchased.
Extended warranty: Adds up to one additional year to the original manufacturer’s warranty on items purchased with your Hilton Credit Card. The original warranty must be five years or fewer, and the total coverage from Amex caps out at $10,000 per item and up to $50,000 per card each calendar year.
Global Assist Hotline: Offers 24/7 access to free information useful for trip planning, managing situations like lost bags, and getting referrals to medical and legal help while traveling more than 100 miles away from home. While calling the Hotline is free, third-party service costs may be your responsibility.
Experiences: Cardholders get the opportunity to attend exclusive events and access presale tickets for concerts, sporting events, the theater and more.
Silver status: Free Silver status in the Hilton Honors loyalty program, which provides perks like a 20% bonus on points earned for stays, and a fifth night free when booking with points.
Insurance benefits disclosure: Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc. Insurance is underwritten by AMEX Assurance Company.
The benefits of American Express cards include several types of travel insurance, return protection, and purchase protection. These benefits are mostly found on the top-tier American Express cards, though many more American Express cards have rental car insurance and extended warranty. To know which perks are included on a specific card, you’ll need to call customer service at 1-800-528-4800 or check the American Express website.… read full answer
American Express Card Benefits
Rental car insurance
Cell phone protection
Trip cancellation insurance
Trip delay insurance
Global Assist (an emergency card assistance hotline)
In addition to having some or all of these card perks, it’s important to remember that many American Express cards also give rewards. Rewards aren’t generally considered card benefits, but having a credit card that earns great rewards can be a big asset to cardholders. As long as you use your card responsibly and maximize the various benefits that American Express offers, you should come out well ahead of any annual fees that American Express cards may charge.
The best hotel credit card bonus is 140,000 points for spending $3,000 in the first 3 months from the IHG® Rewards Premier Credit Card. You can redeem those bonus points at 6,000 destinations around the world, such as InterContinental, Crowne Plaza, and Holiday Inn.
Here are some other good hotel credit card bonus offers:
You should also get acquainted with the major hotel loyalty programs if you’re thinking about applying for a hotel credit card tied to a particular chain. Some hotel rewards programs are better than others, just like hotel credit cards.
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