Chip Lupo, Credit Card Writer
@CLoop
The Hilton Business Credit Card exchange rate is American Express’s exchange rate on the date you make an international purchase. American Express exchange rates change on a daily basis, but they do not make their exchange rate public. The rates do tend to be quite low, however.
While credit card exchange rates normally also include foreign transaction fees, the Hilton Business Credit Card does not charge foreign fees. This means the Hilton Business Credit Card will save cardholders 1.53% on purchases with international merchants, compared to the average credit card offer. As long as cardholders avoid dynamic currency conversion, the exchange rates they’ll pay on international spending with this card will be much lower than those they’d get from converting cash with banks, credit unions, or airport currency exchange services.
The Hilton Honors American Express Business Card
People also ask
What's the American Express exchange rate?
The American Express exchange rate varies on the type of currency conversion you select at the time of purchase. So, there’s a different Amex exchange rate between the U.S. dollar and approximately 80 other currencies, and they all fluctuate from day to day. Popular Amex currencies include the Canadian Dollar, the British Pound, the Euro, and the Mexican Peso.
What you should know about the American Express exchange rate:
- The Amex...
What do I need to know before using my credit card abroad?
Taking the following credit-card precautions will help you save money and avoid unnecessary hassle while using your credit card abroad.
- Get a no foreign transaction fee credit card. Do this before booking flights, hotels, etc. Foreign transaction fees will be assessed on any purchase made through a foreign merchant, even before you leave the U.S.
- Call your credit card company. Most credit card companies require you to notify them of international travel plans. If...
Is using a credit card internationally a good idea?
Yes, using a credit card internationally is the best way to go about paying for things when you’re abroad. It’s safer because you don’t have to carry as much cash, and all major credit card companies offer $0 fraud liability guarantees. Using a credit card internationally also gets you the best currency exchange rates, and it’s a great opportunity to earn rewards.
Using a credit card internationally isn’t the same as using a credit card domestically, though. There are a...
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