Call American Express customer service at (800) 528-4800 and request a PIN, if you don’t already have one.
Insert the credit card at an ATM and enter the PIN.
Select the cash advance option on the ATM screen.
Enter the amount you’d like to withdraw.
Withdraw the cash and remove the credit card from the ATM.
Before you take out a Hilton Credit Card cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a cash advance fee of 5% (min $10). There’s also a separate cash advance APR of 29.49% (V) that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.
The Hilton Honors American Express Card interest rate is 19.99% - 28.99% (V), with the actual rate depending on factors such as your income, credit history and existing debt. The regular Hilton Credit Card card interest rate is variable, meaning it can change based on certain economic conditions.
The Hilton Credit Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Hilton Credit Card, it will accumulate interest daily at the card’s regular APR. … read full answer
In addition to the regular interest rate, Hilton Credit Card also charges a separate 29.49% (V) interest rate on cash advances and a penalty rate for late payments. All Hilton Credit Card card interest rates will be listed on your statement and on your online account summary.
There are a few 0% APR cash advance credit cards that you can get, but they’re offered by certain credit unions. For instance, the Justice Federal Credit Union cards have a 0% APR intro rate for up to 18-month on cash advances. But they come with a cash advance fee of either 2% or $10, whichever is greater ($50 maximum). The regular APR is 11.9% to 18%, depending on the card and your creditworthiness. … read full answerRandolph-Brooks Federal Credit Union also has a similar offer.
The drawback, as is the case with most credit unions, is that you’ll have to meet specific membership requirements to be eligible. For instance, Justice FCU limits membership to those who are connected to the justice or law enforcement community. Also, Randolph-Brooks FCU is mostly for Texas residents. So, unless you belong to one of these categories, you won’t be able to get a 0% APR cash advance credit card.
Here’s more Info about cash advances:
Cash advances are costly. They usually come with both a cash advance fee and high APR that starts accruing interest immediately, with no grace period.
Cash advance limit: There is a maximum percentage that you can use for cash advances from your entire credit limit. It varies based on the issuer, but it typically is 20% of your credit line.
How to get a cash advance: You can get a cash advance at an ATM or at a local bank. A PIN is normally required for taking out a cash advance at an ATM. Plus, a government-issued ID is required for getting a cash advance at a local bank.
However, it would be best to avoid taking out a cash advance, unless you have absolutely no choice. If you must take out a cash advance, your best bet is to find a credit card that offers no cash advance fee and a lower APR. A good option is the PenFed Platinum Rewards Visa Signature® Card. It has a 0% cash advance fee and an APR of 17.99%.
There are very few credit cards that have no cash advance fees and low APRs, the best of which is the PenFed Platinum Rewards card. This card has a 0% cash advance fee and a cash advance APR of 17.99%. The regular APR is 17.99% (V). In addition, the card also offers 1 - 5 points per $1 on purchases.… read full answer
Here are some good credit cards with no cash advance fees and low APRs:
It is worth noting that every time you use your card at an ATM, you'll probably be charged with an ATM fee. Plus, there's no grace period on interest, so it starts accruing immediately. That's why you should avoid cash advances, unless it’s absolutely necessary.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.