No, the Hilton Credit Card isn’t a charge card. You can carry a balance on it between months, even though it’s not advised, considering the interest charges.
No, the Hilton Honors American Express isn’t a charge card. It’s a regular credit card.
While a charge card would require you to pay your balance in full each month, a traditional credit card allows you to carry a balance. It only requires you to pay a monthly minimum to keep your account in good standing.
The best Hilton credit card bonus is 130,000 points and a Free Night Reward for spending $2,000 in the first 3 months, offered by the Hilton Honors American Express Surpass® Card. Although this card comes with an annual fee of $95, its initial bonus can cover that cost for several years.
The Hilton Honors credit card foreign transaction fee is 0%. More specifically, all Hilton Honors cards have 0% foreign transaction fees. So, unlike with many other cards, you won’t be charged an extra 2%-4% on purchases made through foreign merchants abroad or online.
The 0% fee makes any of the Hilton Honors credit cards a good choice for foreign travel, especially considering that Hilton and its affiliated brands have over 7,000 properties in 122 countries.
The latest Hilton credit card promotions include generous initial bonus offers and high ongoing rewards rates. The Hilton Honors Aspire Credit Card, for instance, offers 150,000 points after spending $4,000 in the first 3 months after opening an account, as well as 14 points / $1 spent on eligible purchases at Hilton hotels and resorts.
Current Hilton Credit Card Promo Offers
Big initial bonuses: The Hilton Honors Aspire Credit Card offers 150,000 points after spending $4,000 in the first 3 months. Another notable example is the Hilton Honors American Express Surpass® Card, offering 130,000 points and a Free Night Reward for spending $2,000 in the first 3 months.
Up to 14 points / $1 spent at Hilton properties: The Hilton Honors Aspire Credit Card offers 14 points / $1 spent on...
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