How much is the starting Hilton Honors Amex credit limit? This question is about the Hilton Honors American Express Card

How much is the starting Hilton Honors Amex credit limit?

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This question is about the Hilton Honors American Express Card

Tommy S Davidson, WalletHub Analyst

@tdvdson94 • 08/02/21 This answer was first published on 07/14/21 and it was last updated on 08/02/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The starting Hilton Credit Card credit limit will be determined based on your creditworthiness, income and debt. Amex won't disclose a minimum or a maximum.

Keep in mind that no matter what your initial Hilton Credit Card credit limit will be, you can always ask for a credit limit increase. You can do that, either online or by calling either the number on the back of your card.

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jurosado1, Member

@jurosado1 • 08/31/20 This answer was first published on 08/31/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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When I applied for this card I had a FICO score of 660 and Vantage 2.0 of around 700 (one agency 697 and the other 714). They approved me and I ended up with a credit line of $1000. I imagine, based on the research I’ve done, that I’m essentially near the bottom of the low end to get approved for this card. The good thing about Amex, though, is they are pretty generous about credit line increases. I’ve seen others go in and get a 3x bump after 60-90 days of on time payments and not carrying a balance. I believe being signed up for auto-pay on the full balance also works in your favor.

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How high are American Express credit limits?

There is no way to know how high American Express credit limits are as Amex doesn’t disclose this information in their cards’ terms and conditions. Your credit limit will depend on your credit history, debt level, income, and payment history on other American Express cards. So, you won’t know your American Express credit limit until you’re approved for an account.

One way to estimate what credit limit you might get on an American Express card...

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What is the hardest Amex card to get?

The hardest Amex card to get is the Centurion® Card from American Express. Also known as the “Black Card,” this Amex card is hard to get because it is available by invitation only, and potential candidates are rumored to need an annual income of at least $1 million. They’ll also reportedly need to meet lofty spending requirements on other Amex accounts every year just to get an invitation to apply. Additionally, the Centurion® Card from American Express carries a $5000 annual fee and...

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Is Hilton Credit Card metal?

The Hilton Honors American Express Card is not a metal credit card, as it is made of plastic like most other credit cards. There’s no functional difference between a plastic card like the Hilton Credit Card and a metal credit card, though, so don’t dismiss the Hilton Credit Card just because it isn’t metal. If you like the card’s terms and benefits, you should still consider applying.

Metal credit cards are usually expensive luxury cards. Some popular examples of metal credit cards...

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