The Hilton Honors credit card foreign transaction fee is $0. The fee is $0 for all of the Hilton credit cards: Hilton Honors American Express, American Express Business, Surpass, and Aspire. That means you won’t have to pay extra when shopping at foreign merchants, whether you’re making those purchases in person or online. The $0 fee makes any of the Hilton Honors credit cards a good choice for foreign travel, especially considering that Hilton and its affiliated brands have over 6,200 properties in 118 countries.
Even though Hilton Honors credit cards have $0 foreign transaction fees, there is one thing you might want to consider before taking one of these cards on a trip abroad. All Hilton Honors cards are on the American Express network, and while Amex has fairly broad global acceptance, it’s not quite as widely accepted as Visa or Mastercard. So before you leave on a trip, you might want to do some research into whether the network is widely accepted where you’ll be staying. And it’s a good idea to bring a backup Visa or Mastercard, just in case.
The Discover foreign transaction fee is 0%, on all cards. That means any Discover credit card you apply for now will have no foreign transaction fees, and you won’t be charged extra for making purchases that are processed internationally. Discover’s foreign fees went away in 2011.
The only Discover cards with foreign transaction fees are discontinued offers issued prior to 2011. They used to charge up to 2%. You can’t get them anymore, but some people still have them.… read full answer
Here are the Discover card foreign transaction fees:
Type of Card
Foreign Transaction Fee
Foreign ATM Fee
Discover Credit Cards
Either $10 or 5% of the amount of each cash advance, whichever is greater, plus ATM-owner surcharge (if non-Discover)
Discover Debit Cards
$0 at Discover ATMs
So, if you’re in the market for a new credit card, any Discover card you get will have no foreign transaction fees. But keep in mind that Discover has far less international acceptance than Visa or Mastercard. So you could run into places abroad where you can’t use your Discover card anyway – France, for example.
Assuming Discover is accepted where you’re going, the only thing that might actually cost you more is Dynamic Currency Conversion. That’s when a merchant asks if you want to pay in the local currency rather than U.S. dollars. You should always say no to that. Most of the time, you’ll get ripped off with high exchange rates.
There are several American Express credit cards that have no foreign transaction fees, including The Platinum Card® from American Express, the American Express® Gold Card, and cards with rewards for Hilton, Marriott and Delta. The Amex cards without international fees have annual fees ranging from $0 to $500+. They also offer valuable travel benefits, such as free checked bags and luxury airport lounge access.… read full answer
The best American Express credit card with 0% foreign transaction fee is the Hilton Honors American Express Card because it’s one of the two general-consumer offer with a $0 annual fee. The Hilton Credit Card also has a nice initial bonus, giving 80,000 points for spending $1,000 in the first 3 months, plus an additional 50,000 points for spending a total of $5,000 in the first 6 months. The ongoing rewards are pretty good, too; cardholders earn 3 - 7 points per $1, depending on the type of purchase.
American Express Cards with No Foreign Transaction Fees:
While American Express no-foreign transaction fee credit cards make it cheaper to travel with your Amex card, they’re not accepted everywhere. You should be able to find businesses that accept American Express in places like Canada and Mexico. However, it’ll be harder in smaller countries, especially those that don’t typically do business with the U.S.
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