To transfer Hilton Credit Card Bonus Points to travel partners, cardholders must first log in to their American Express Hilton Honors account and go to the rewards redemption page, then select “Exchange Points.” People with the Hilton Credit Card can transfer points to travel partners such as Aeromexico Club Premier, Air Canada, and Air France KLM.
How to Transfer Hilton Credit Card Points
Log in to your Hilton Credit Card account online.
Navigate to the Hilton Honors rewards redemption page.
Select “Exchange Points” as the redemption option.
Follow the steps to transfer your Hilton Credit Card points to a travel partner.
Keep in mind that some travel partners may offer more value for your points than others. Also, remember that most American Express transfers will require a minimum of 1,000 points, and that all transfers to travel partners must be in increments of 1,000.
You cannot earn the Amex Hilton 75,000-point bonus offer because it is not available anymore. The Hilton Credit Card now offers 100,000 Hilton Honors Bonus Points after spending $1,000 in the first 3 months, plus up to $100 in statement credits for purchases made at any of the Hilton family hotels in the first 12 months. That makes for a pretty good deal, especially considering the Hilton Credit Card's $0 annual fee.… read full answer
The value of the Hilton Credit Card bonus offer will vary based on the location and level of property you redeem it for, the length of your stay, and more. Once a cardholder meets the spending requirement, they should see the bonus points in their account in around 8 to 12 weeks. There are several other Amex Hilton bonuses you should be aware of.
Here are the Amex Hilton initial credit card bonuses:
Hilton Credit Card: 100,000 Hilton Honors Bonus Points after spending $1,000 in the first 3 months, plus up to $100 in statement credits for purchases made at any of the Hilton family hotels in the first 12 months.
The Hilton Honors American Express Business Card: 130,000 Hilton Honors Bonus Points after spending $3,000 in the first 3 months, plus up to $130 in statement credits for purchases made at any of the Hilton family hotels in the first 12 months (limited-time offer, ends 7/6/2022).
In addition to the new 100,000 points initial bonus offer, the Hilton Credit Card also gives extensive ongoing bonus rewards: 7 Hilton Honors Bonus Points $1 spent at hotels and resorts within the Hilton portfolio, 5 points per $1 at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3 points per $1 on all other purchases. Other perks include a 0% foreign transaction fee and automatic Silver Elite Status in Hilton Honors.
*All information about the Hilton Honors American Express Surpass® Card has been collected independently by WalletHub. The Hilton Honors American Express Surpass® Card is no longer available to new applicants through WalletHub, but may be available on the American Express website.
To combine credit cards, start by calling your card issuer to request merging the accounts. Some card issuers also allow you to combine credit cards online. If the card issuer approves the request, you should end up with one credit card with the combined total credit limit of both original cards, as well as their combined outstanding balance. You will have to choose which card you want to keep, though – one of the accounts will be closed when you combine them. Also, the cards you want to combine must be from the same card issuer – … read full answertwo Capital One cards or two American Express cards, for example. Both credit cards must be issued to the same person, too.
But not all card issuers allow combining credit card accounts, and some will only allow it on a case-by-case basis. People in online forums have reported that some issuers require the accounts to have been open for a certain amount of time before they’ll let you combine them. It’s certainly not a well-known feature among card issuers – likely because it’s not in high demand among cardholders.
Reasons to combine credit cards
There are a few reasons why someone would want to combine credit cards. For one, people who have a lot of credit cards might want to combine some so they don’t have to keep track of so many due dates. Second, combining two balances and credit limits into one big balance and one credit limit will keep both your credit utilization and your available credit intact. So it looks better on your credit report than simply closing a credit card would. Lastly, it’s a good way to stop paying an annual fee on a credit card you no longer use.
The cons of combining credit cards
There are some potential downsides to combining credit accounts. The card you choose to close will be gone, along with its interest rate and rewards-earning potential. You may also lose any rewards you’ve been accumulating on that card – especially if the two cards you combine don’t share the same rewards currency. If you’re considering combining cards, it’s important that you ask your card issuer what will happen to any rewards you’ve earned on the card but not yet redeemed.
Another thing to consider is the age of the account you choose to close. If the card you close is one of your older credit accounts, your average age of credit will shrink, which will affect your credit score. That’s worth thinking about if you’re planning on using your credit score for anything important in the near future, such as buying a home or taking out an auto loan.
How to combine credit cards from different card issuers
Those looking to consolidate multiple credit cards from different card issuers will not have much luck combining credit card accounts. But you can combine amounts owed across those cards by doing a balance transfer or paying the debts with a debt consolidation loan.
A balance transfer is essentially paying one debt with a different, lower-APR credit card; and those come with their own fees and APRs. On the other hand, a debt consolidation loan pays off the debt, then you pay off the loan over time. Neither of these methods will result in a closed credit card account, which is good news for your credit score. You can close an account after the debt is paid if you want, but there’s no need to.
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