What benefits does Hilton Surpass have?

The Hilton Honors Aspire Credit Card gives you Hilton Diamond status automatically, just for owning the card. Diamond status provides a host of perks whenever you stay at any Hilton property, including a 100% bonus on all points earned for stays, access to the hotel’s Executive lounge, guaranteed room availability with 48 hours’ notice, and free premium Wi-Fi. You’ll also get all the benefits available to lower status levels, such as two complimentary bottles of water, free continental breakfast, a fifth free night on reward stays and more. You will maintain this status as long as your credit card account remains open. While this is a great perk, keep in mind that the Hilton Honors Aspire card comes with a $450 annual fee.… read full answer

There is one other credit card that gives Hilton Diamond status, too – the Hilton Honors Surpass Card. However, to get Diamond status, you must spend $40,000 on the card in a calendar year. If you do, you will receive Diamond status through the end of the following calendar year. The Hilton Honors Surpass Card’s annual fee is $95.

Normally, earning Hilton Diamond status requires 60 nights, 30 stays or 120,000 total points earned. Using an Aspire or Surpass card could allow you to get there more quickly, giving you access to the hotel’s highest level of perks.

The best hotel card with free nights is the IHG® Rewards Club Premier Credit Card because it offers a free night for spending $3,000 in the first 3 months, a free night each account anniversary and gives a 4^th night free every time you redeem your points to book a stay of 4 or more nights. Free nights are valid for any IHG booking with a redemption value of 40,000 points or less. The IHG Premier also offers 125,000 points for spending the same $3,000 in the same 3 months period. The annual fee is $89, but its perks more than cover this cost as long as you are able to take advantage of them.… read full answer

The IHG Premier is not the only card that offers free nights though.

Here are the best hotel credit cards with free nights:

• Marriott Bonvoy Business™ American Express® Card: Free night each account anniversary. Redeemable at any Marriott Bonvoy property worth 35,000 points or less. $125 annual fee.
• Marriott Bonvoy Boundless™ Credit Card: Free night each account anniversary. Redeemable at any Marriott Bonvoy property, worth 35,000 points or less. $95 annual fee .
• Marriott Bonvoy Brilliant™ American Express® Card: Free night each account anniversary. Redeemable at any Marriott Bonvoy property worth 50,000 points or less. $450 annual fee.
• Hilton Honors Aspire Credit Card: Free weekend night after approval and on every account anniversary, plus an additional night after spending $60,000 in a year. $450 annual fee.
• IHG Premier: Free night for spending $3,000 in the first 3 months. Free night each account anniversary. Redeemable at IHG properties worth 40,000 points or less. $89 annual fee.
• World of Hyatt Credit Card: Free night each account anniversary. Valid at Hyatt Category 1-4 properties. Second free night for spending $15,000 in any year. $95 annual fee.
• The Hilton Honors American Express Business Card: Free weekend night for spending $15,000 in a calendar year. Second weekend night for spending an additional $45,000 in the same year. $95 annual fee.
• Radisson Premier Visa Signature® Credit Card: Free night certificate for every $10,000 spent per year, up to $30,000, when you pay the annual fee. $75 annual fee.

On top of these free nights, these cards will also earn you points on your purchases, so to maximize your hotel credit card’s free nights, you should book your stays with the hotel chain affiliated with your card. If you don’t plan to always stay at the same chain, consider a general travel rewards card such as The Platinum Card® from American Express or the Capital One VentureOne Rewards Credit Card.

The American Express Platinum card offers 5 points / $1 spent on prepaid hotel reservations and airfare (on up to $500,000 per year) booked through AmexTravel.com. In addition, you also get complimentary Gold status in Hilton’s and Marriott Bonvoy’s membership programs which will give you room upgrades and opportunities to accelerate your earning of free nights.

Unlike the American Express Platinum card’s $550 annual fee, the Capital One VentureOne comes with a $0 annual fee, while offering 20,000 bonus miles (worth $200 in travel) after you spend $500 within 3 months from account opening. Not only that, but it also earns you 1.25 miles / $1 spent on every purchase, every day.

The worth of the Hilton Honors American Express credit card points depends on how you plan on using them.

Hilton Honors doesn't use a fixed rewards chart and the value of your points can vary based on:

• What level of hotel you pick
• How long you plan on staying
• Where you want to travel… read full answer
• When you book your travel

On an average, a Hilton point is worth 0.59 cents.

With this card comes a 80,000 points signup bonus for purchases of at least $1,000 in the first 3 months of account opening which translates to about $472 in Hilton reservations.

Keep in mind, though, that other cards' points are usually worth twice this much.