Evelyn Boros, Credit Cards Moderator
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There can be several reasons why your Home Depot® Credit Card was denied. In most cases, this happens because:
- Your credit score is too low
- You don’t have enough income
- You have too much existing debt
- You have too many credit cards or recent inquiries on your credit report
- There's a recent delinquency, negative information or error on your credit report
However, you could call the Home Depot® Credit Card customer service at (800) 695-5171 and ask for a reconsideration. If they won't change their decision, you could consider becoming an authorized user on someone else's account.
Ultimately, you could apply for a secured credit card that offers better approval odds.
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