You can check your Home Depot® Credit Card application status by calling customer service at (800) 677-0232. When you call, you’ll need to provide your Social Security Number. You cannot check your status application online.
How to check your Home Depot® Credit Card application:
Choose the Social Security option and follow the automated prompts to connect with a representative. Then, tell them you’d like to check your Home Depot® Credit Card application status.
Provide all the information required to confirm your identity (full name, SNN, phone number).
The customer service representative will tell you if your application is pending, approved, or denied.
Typically, you’ll receive a decision on your application within 7-10 business days. If you haven’t heard back within a reasonable time frame, you can always call customer service to ask about the delay.
To apply for a Home Depot® Credit Card, you can fill out an application on the Home Depot website or in any Home Depot store. You will need to provide some personal information, such as contact info and your Social Security number. Once you submit your application, you’ll generally get an instant decision, but some applications can take up to 10 business days to be reviewed. At the moment, applying by phone is not an option.… read full answer
Scroll down to the credit card you want to apply for. Aside from the Consumer Home Depot® Credit Card, there are a few other options.
Click the “Apply Now” link above the credit card you wish to apply for. This will send you to the credit card application on the issuer’s website.
Fill out the Home Depot® Credit Card application.
Review and agree to the credit card terms at the bottom.
Click “Submit Application”.
Wait for the decision page to load to see if your application has been approved.
Applying for a Home Depot® Credit Card in store is a similar process. Go to the customer service desk or ask a cashier for an application. Once you fill it out, they’ll process it and you should get an instant decision. If they need to further review your application, you will get notified of a decision within 7-10 business days.
What you should know before applying for the Home Depot® Credit Card:
The Home Depot® Credit Card requires fair credit or better (a credit score of 640+) for good odds of approval. If you don’t know where you stand, you can check your credit score for free, right here on Wallethub.
You can always check the status of your Home Depot® Credit Card application over the phone at (800) 677-0232. When you call, just use the Social Security number option to access your account information.
If you’re instantly approved for the credit card that you apply for, you should see the good news on your screen within a minute of submitting your application. Whether or not you’re approved instantly, you’ll receive notice of the issuer’s decision via email. This could take up to 14 business days… read full answer, but applications are generally processed after that.
Finally, if you’re approved for a credit card, you will receive the card in the mail within 7-10 business days of approval. If you would like to check the status of your application, we recommend calling the issuer’s customer service department. Some credit card companies also let you check on their website.
Yes, the Home Depot Credit Card does a hard pull credit check. You will need a credit score of at least 640 to get it, which is on par with what most store cards require.
There is no way to pre-qualify for the Home Depot Credit Card. A hard pull usually causes an applicant's credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months. You can learn more about how to minimize the credit score damage … read full answerhere.
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