The regular Home Depot Credit Card interest rate is anywhere from 17.99% to 26.99%, depending on your creditworthiness. You'll need at least fair credit - a credit score of 640 or higher - for approval. If you have fair credit, you may end up with an APR on the higher end of the range.
It's worth mentioning that the Home Depot Credit Card offers an intro APR of 0% for 6 to 12 months on purchases, but it has a catch: It's a "deferred interest" offer rather than a true 0% APR period. That means you'll pay all the interest you'd have paid otherwise if you don't pay off your card before the promotional period ends. So if you use this card for its promotional APR period, make sure you can pay off the card before the deferred interest kicks in. If you don't, it's a pretty expensive way to finance a purchase.
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