There are a few potential reasons for why your Home Depot credit card limit was decreased, according to the terms & conditions. One is that you've been carrying a balance higher than 30% of your overall credit limit for too long, thus having a high credit utilization. Another reason is linked to strange spending patterns or even a suspicion of identity theft. It's best to call the bank and find out why this happened.
My credit limit went from 20,000 and 5000 I haven’t use my card for a couple years what happened
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