What's the Home Depot Credit Card phone number for customer service?

The Home Depot Credit Card is issued by Citi. It's one of their most popular sore credit cards. Their customer serrvice is pretty good too.

Citibank has cards for people of all credit levels, and they feature a selection of very attractive terms. You need a fair credit score for a Home Depot Credit Card in most cases. So you’ll have a shot with a credit score of 640+, and your odds will be good with 700+.... read full answer

You need a credit score of at least 640 for a Home Depot® Credit Card. This means you should have fair credit or higher for approval. That’s the case for both the Home Depot® Credit Card and the Home Depot® Business Credit Card. Both Home Depot credit cards are store cards, meaning they can be used only at Home Depot. Their 640+ credit score requirement is consistent with that of other ... read full answerstore credit cards.

However, your credit score is only one of the factors considered when you apply. The issuer will also consider your income, employment status, payment history, and debt level, among other factors.

Here are the Home Depot® Credit Card approval requirements:

• Credit score requirement: A credit score of 640+ (fair credit).
• Age requirement: Must be at least 18 years old. If you’re under 21 years old, you must have proof of independent income or a co-signer.
• Residency requirement: You must be a U.S resident. Address must be a physical location in one of the 50 U.S. states or Washington D.C. Note that P.O. box addresses will not be accepted.
• Basic application info: Includes full name, address, phone number, Social Security number, and birthdate.
• Financial info: Includes monthly rent or mortgage payment, residence status (own/rent), and total annual net income (annual income after taxes).

If you get approved for the Home Depot® Credit Card, you will receive a credit limit of at least $300. For the Home Depot® Business Credit Card, your credit line will be at least $500.

Keep in mind that the credit score needed for a Home Depot® Credit Card could also get you a number of good credit cards that can be used anywhere. For example, the Capital One QuicksilverOne Cash Rewards Credit Card offers 1.5% cash back on all purchases. However, it comes with a $39 annual fee. For business owners, Capital One Spark Classic for Business gives 1% cash back on all purchases and has a $0 annual fee.

The easiest way you can make a Home Depot® Credit Card payment is either online, or over the phone at (866) 875-5488. Alternatively, you can pay your Home Depot® Credit Card bill through the mobile app, by mail, or at a branch. The issuer does allow cardholders to set up automatic payments, too. Keep in mind that you cannot make a Home Depot® Credit Card payment in-store.... read full answer

Ways to Make a Home Depot® Credit Card Payment

• Online: Sign in to your online account and click the “Make a Payment” button. From there, you’ll see your payment options and can enter the amount you want to pay, along with your bank account information if you haven’t previously stored it.
• Phone: To make a Home Depot® Credit Card payment over the phone, call the number on the back of your card or the main customer service line, at (866) 875-5488. You should call between 6 a.m. and 1 a.m. EST from Monday to Saturday or between 7 a.m. and 12 a.m. EST on Sundays.
• Mobile app: Use the issuer’s mobile app for iOS and Android and select your card, then tap “Make a Payment.”
• At a branch: You can make a payment at any Citibank (the issuer) branch during normal business hours.
• Mail: If you want to pay your Home Depot® Credit Card bill by mail, send a personal check with your account number on the memo line to the card's payment address:
  
  The Home Depot® Consumer Credit Card Payments
  Home Depot Credit Services
  P.O. Box 9001010
  Louisville, KY 40290-1010
  
  Overnight Delivery/Express Payments
  
  Attn: Consumer Payment Dept.
  6716 Grade Ln
  STE 910
  Louisville, KY 40213

Keep in mind that payments via regular mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.