How does Home Depot Credit Card purchase protection work?

The Home Depot® Credit Card doesn’t offer extended warranty. This benefit is usually managed by credit card networks such as Visa, Mastercard, or American Express, and the Home Depot® Credit Card doesn’t belong to any of these networks.

If you’re in the market for a similar credit card that offers extended warranty, check out the … read full answerWalmart Credit Card.

The starting credit limit for Home Depot Credit Card is usually $500.

You can be approved with only a Fair (640+) credit score, but your credit limit depends on various factors, the most important being your credit history and your disposable income.

If, at some point, you want to increase your credit limit, you can do so through your … read full answeronline account. After you log in, you click "Manage My Account" and then “Credit Line Increase”.

The easiest way you can make a Home Depot® Credit Card payment is either online, or over the phone at (866) 875-5488. Alternatively, you can pay your Home Depot® Credit Card bill through the mobile app, by mail, or at a branch. The issuer does allow cardholders to set up automatic payments, too. Keep in mind that you cannot make a Home Depot® Credit Card payment in-store.… read full answer

Ways to Make a Home Depot® Credit Card Payment

• Online: Sign in to your online account and click the “Make a Payment” button. From there, you’ll see your payment options and can enter the amount you want to pay, along with your bank account information if you haven’t previously stored it.
• Phone: To make a Home Depot® Credit Card payment over the phone, call the number on the back of your card or the main customer service line, at (866) 875-5488. You should call between 6 a.m. and 1 a.m. EST from Monday to Saturday or between 7 a.m. and 12 a.m. EST on Sundays.
• Mobile app: Use the issuer’s mobile app for iOS and Android and select your card, then tap “Make a Payment.”
• At a branch: You can make a payment at any Citibank (the issuer) branch during normal business hours.
• Mail: If you want to pay your Home Depot® Credit Card bill by mail, send a personal check with your account number on the memo line to the card's payment address:
  
  The Home Depot® Consumer Credit Card Payments
  Home Depot Credit Services
  P.O. Box 9001010
  Louisville, KY 40290-1010
  
  Overnight Delivery/Express Payments
  
  Attn: Consumer Payment Dept.
  6716 Grade Ln
  STE 910
  Louisville, KY 40213

Keep in mind that payments via regular mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.