Paddy Sullivan, Member
@PaddySully
The best hotel credit card with no annual fee is the Capital One VentureOne Rewards Credit Card because it offers 5 miles per $1 spent on hotel reservations booked through Capital One Travel and 1.25 miles per $1 on all other purchases. It also gives 20,000 miles bonus for spending $500 in the first 3 months. The Capital One VentureOne Rewards Credit Card offers greater flexibility because its rewards aren’t restricted to a specific hotel. You can stay at any hotel or fly any airline anytime, with no blackout dates.
But hotel cards with no annual fee that are co-branded with a specific chain may provide more incentives to brand-loyal customers.
The best co-branded hotel credit card is the Hilton Honors American Express Card because it offers 7 points per $1 spent at Hilton properties and 5 points per $1 spent at restaurants, supermarkets and gas stations. All other purchases earn 3 points per $1 spent. And the card offers 80,000 points bonus for spending $1,000 in the first 3 months.
Hotel credit cards with no annual fee can save you anywhere from $59 to $550 per year, depending on the alternative. When you’re charged an annual fee, you’re basically paying for any benefits and rewards built into the card. Generally, the higher the annual fee, the more benefits the card offers. However, many hotel cards with no annual fee do offer significant benefits.
Here are the best hotel credit cards with no annual fee:
- Best overall: Capital One VentureOne Rewards Credit Card.
- Best for hotel-specific rewards: Hilton Honors American Express Card.
- Best for everyday spending: Wells Fargo Propel American Express® card.
- Best for cheap hotel stays: Wyndham Credit Card with No Annual Fee.
- Best for business: Business Advantage Travel Rewards World Mastercard® Credit Card.
- Best for students: Bank of America® Travel Rewards Credit Card for Students.
Bear in mind that American Express cards such as the Hilton Honors American Express Card and the Wells Fargo Propel American Express® card aren’t accepted in as many countries as the Capital One VentureOne Rewards Credit Cardor the Wyndham Credit Card with No Annual Fee. American Express cards are accepted in more than 160 countries, whereas Visa cards can be used in more than 200 countries.
People also ask
Did we answer your question?