American Express credit cards work just like any other card – with the sole exception that American Express has its own payment network, so it is not affiliated with either Visa or Mastercard. Just like any other card, Amex cards give you a convenient way to borrow money to pay for your purchases. They offer regular credit cards, giving you the option to pay for your purchases over several months, and they also offer charge cards, which require you to pay your balance in full at the end of each month. You can use American Express cards to pay for purchases online, over the phone or in person. Hope this helps!
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