How do American Express cards work? This question is about American Express Credit Cards

How do American Express cards work?

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This question is about American Express Credit Cards

John S Kiernan, Managing Editor

@John • 12/12/18 This answer was first published on 12/12/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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American Express credit cards work just like any other card – with the sole exception that American Express has its own payment network, so it is not affiliated with either Visa or Mastercard. Just like any other card, Amex cards give you a convenient way to borrow money to pay for your purchases. They offer regular credit cards, giving you the option to pay for your purchases over several months, and they also offer charge cards, which require you to pay your balance in full at the end of each month. You can use American Express cards to pay for purchases online, over the phone or in person. Hope this helps!

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