The best way to estimate your Blue Cash Everyday approval odds is to check for pre-qualification. You can do that in minutes on the American Express website. Pre-qualification does not guarantee you’ll be approved. But most people who are pre-qualified get approved. Another good way to gauge your Blue Cash Everyday approval odds is to check your credit score before applying. A score of 700 or higher means solid odds.
Here’s how to estimate your Blue Cash Everyday approval odds:
You can check for Blue Cash Everyday pre-qualification. Go to Amex’s pre-qualified offers page, enter your contact information and the last four digits of your Social Security Number, and click the “View my Offers” button. If you are pre-qualified, it means American Express has done a soft inquiry into your credit and thinks you’d likely get approved.
You can check your credit score. Blue Cash Everyday requires good credit for approval. Some say that’s 660+, but use 700+ as your minimum for good approval odds.
Your Blue Cash Everyday approval odds should be pretty similar to your odds with other American Express credit cards.
If your application is denied, you can request a reconsideration. That’s basically a chance to explain yourself and correct any errors related to your application.
You can estimate your odds by checking your credit score. If it's 700+, the odds are high. With a score of 700+ it's safe to assume that your credit utilization is reasonable and you don't have any recent negatives.
Be sure to know what your credit score is, and then check for pre-qualification. That should give you some estimate.
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