How do I find my Amex APR? This question is about American Express Credit Cards

How do I find my Amex APR?

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This question is about American Express Credit Cards

Hector Molina, WalletHub Analyst

@hectormolina • 04/09/21 This answer was first published on 04/09/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can find your Amex APR through your Amex account online or from a monthly billing statement. Amex APRs are listed on the “Interest Charged” page under “Interest Charge Calculation,” which is usually on page 4 or 5 of both the hardcopy statement and the electronic version. If you do not have an Amex card yet, you can see the APR range for a particular offer by going to the “Cards” section on the Amex website and clicking “View Details.”

The “Interest Charge Calculation” section of your Amex statement will include your current annual interest rate for both new purchases and cash advances, the amount of your balance that is subject to each interest rate, and the number of days in the billing period. If you have an introductory 0% APR, it will also be listed here, along with the date the promotional rate will expire.

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What's the American Express credit card interest rate?

The American Express interest rate is 17.99% (V) to 29.99% (V), depending on the card and on your overall creditworthiness. Some cards also offer a 0% introductory interest rate, lasting for a specified number of months. An American Express card with a 0% interest rate allows you to finance big-ticket purchases for several months without the costly interest charges.

The Amex cards that offer 0% intro APRs include:

Amex EveryDay: 0% for 15 months intro on purchases...

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How do I find the interest rate on my credit card?

To find the interest rate on your credit card, look at your cardmember agreement and your monthly credit card statements. Your interest rate will be there in the form of an annual percentage rate (APR). But as “annual” implies, an APR is the cumulative interest rate for a whole year, which isn’t all that helpful for calculating actual interest charges from day to day or month to month.

You can figure your daily interest...

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What's the American Express Platinum interest rate?

The American Express Platinum card interest rate is around 20.99% (V) to 28.99% (V) for purchases made using the card's Pay Over Time feature. The exact interest rate will be determined based on the cardholder's credit history and American Express account history, among other factors.

There are a few things to keep in mind about the American Express Platinum card interest rate, such as:

The Pay Over Time feature applies to purchases that Amex approves for a longer payment period. ...

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