You cannot get a Wells Fargo secured credit card right now as there aren’t any available at the moment. Wells Fargo currently offers only unsecured credit cards, and most of them are designed for people with at least good credit.
Although there are no Wells Fargo secured credit cards, there are plenty of other major banks that offer them.
So, even though you’re not able to get a Wells Fargo secured credit card, you still have plenty of options. Plus, they’ll all help you start building your credit and save some money. Once you’ve improved your credit score, you can start thinking about applying for a Wells Fargo credit card.
You should be able to get a Wells Fargo Secured as long as you have the $300 required for the deposit.
Secured credit cards tend to have relatively lenient approval requirements because the deposit serves as your credit line, thus preventing you from spending more than you can afford to repay and minimizing risk from the issuer's perspective. That's why a secured card is the best tool for rebuilding from bad credit. You can...
Yes, you can be denied for a secured card if your credit profile is deemed to risky to a lender. For a example if you have major negative items on your credit report such as an ongoing or recently discharged bankruptcy, collection accounts, or repossessions. You could also be denied if you don’t meet the issuer’s minimum requirements for approval. Those requirements typically include being at least 18 years old with a physical U.S. address,...
You can request a Wells Fargo Secured Credit Card credit limit increase by phone at (800) 642-4720. To get a credit limit increase, you’ll have to make an additional deposit in $100 increments.
Although Wells Fargo Secured Credit Card doesn’t offer credit limit increases without the need of an additional deposit, you can graduate to an unsecured credit card if you use your card responsibly. That way, you will receive your deposit back and you might also receive a higher credit limit...
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