You can call Synchrony Bank’s customer service at 1-800-527-4403 to make such a request. However, it’s important to note that a higher limit isn’t necessarily a bad thing, especially if you’re no longer using the card to make purchases. The higher limit will simply reduce your credit utilization ratio ( http://wallethub.com/edu/credit-utilization-guide/25601/ ), which will in turn benefit your credit score .
You can keep an eye on your credit score by signing up for WalletHub -- the only site that offers free credit scores and reports that are updated on a daily basis ( https://wallethub.com/free-credit-score/ ) . Please let us know if you have any other questions.
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