To pay your Wells Fargo credit card from another bank, log in to your Wells Fargo online account, then select “Transfer & Pay” followed by “Pay Wells Fargo Accounts,” and choose the credit card account you want to make a payment on. From there, you’ll be able to enter the information for the bank account you want to use to pay. You’ll need the bank’s routing number and the account number. Wells Fargo will only accept online payments through wire transfers from bank accounts, not other credit cards or debit cards.
When you pay your Wells Fargo credit card with funds from another bank, it should take about 3 to 5 business days for the payment to process, compared to 1 business day when paying from a Wells Fargo account. You can also set up automatic payments from your other bank, which will ensure that Wells Fargo withdraws a payment on time every month. However, Wells Fargo says it can take 30 to 60 days to process a request for enrollment in automatic payments.
If you want to pay your Wells Fargo credit card with money from another bank by mail, write a check from that bank account and send it to Wells Fargo Consumer Credit Card Services, P.O. Box 51193, Los Angeles, CA 90051.
One other way to pay off your Wells Fargo credit card using another bank is to transfer the Wells Fargo card’s balance to another bank’s credit card. Ideally, you’d want to transfer to a card that has an introductory 0% APR on balance transfers and a low balance transfer fee. That way, you’ll save money when paying off the balance.
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