You can set a Discover card travel notice by logging into your account or calling Discover customer service at (800) 347-2683. A travel notice ensures that when Discover sees purchases made in unusual locations using your credit or debit card, they won’t get suspicious and suspend your account for fraud. It’s not something you have to do by any means, but Discover recommends it when traveling out of state or country to help make your trip as smooth as possible.
Enter the dates you’ll be away and where you’ll be traveling.
Submit your notification.
You can also complete your Discover card travel notice by calling Discover customer service at (800) 347-2683. From there, you’ll have to say “travel notification” and then enter the last four digits of your Social Security Number to speak with a representative. Then you can tell them where you plan to travel and for how long, and the representative will set up the alert for you.
It takes 5 to 7 business days to get a new Discover credit card and 4 to 6 days for replacement cards, in most cases.
Some other credit card issuers do offer even faster access to card info, though. For example, American Express and Capital One may provide customers with their card numbers instantly after approval.… read full answer
Once you receive your Discover it Card in the mail, you’ll need to activate it in order to be able to use it. You can do this in only a few minutes either by phone or online.
You don’t need to let your credit card company know you’re traveling, but it’s always a good idea. To protect you from fraud, credit card issuers look for charges that seem to be out of the ordinary, or “suspicious activity”. So, if they suddenly start seeing charges pop up on your card in a different state or country, they may decline the charge, assuming it’s fraudulent. In order to keep your credit card from being declined while you’re traveling abroad, you should submit a travel notice to your issuer.… read full answer
Issuers like Capital One and Barclaycard have stopped recommending travel notices, thanks to the increased security of EMV chip cards. They still offer the ability to set a travel notification, but state that it’s not necessary. American Express has actually stopped letting cardholders set travel notices altogether, saying their confidence in their fraud protection makes it unnecessary.
Submitting a travel notice to your credit card company can be done quickly and simply. Most credit card issuers let you submit a travel notice online or through their app. If you’re not sure how to submit a travel notice, you can always call the number on the back of your card and submit a travel notice over the phone. When you submit a travel notice, you should tell your issuer where exactly you’ll be traveling and the dates of your trips. If you’re going to multiple destinations, be sure to make that clear.
A Discover card is accepted in 200 countries and territories internationally. That includes India, Israel, Jamaica, Japan, Puerto Rico, the United Arab Emirates and most other popular destinations for American business and vacation travelers. But just because a Discover card is accepted by at least some merchants in a given country does not mean you should rely on it exclusively. Even Discover classifies its acceptance as low in places like France and Russia. So, you may want to bring a … read full answerVisa or Mastercard along, too. Those two networks are accepted worldwide.
Here’s where Discover cards are most & least likely to be accepted internationally:
High Merchant Acceptance: Argentina, Dominican Republic, India, Israel, Jamaica, Japan, Puerto Rico, Chile, Spain
Moderate Merchant Acceptance: Brazil, China, Canada, Costa Rica, Germany, Ireland, Italy, Mexico, Netherlands, South Africa, United Arab Emirates, United Kingdom
Low Merchant Acceptance: Australia, Egypt, France, Russia
No Merchant Acceptance: Bolivia, Cuba, Iran, Pakistan, most of Africa and the Middle East
There are more countries in each of these groups. And you can check out Discover’s international acceptance map for a complete breakdown. But this list will give you a good idea of what to expect in the most popular international travel destinations.
If Discover is widely accepted in your international destination of choice, you should definitely consider getting a Discover card to bring with you. Discover credit cards are well-suited to the task in the sense that none of them charge foreign transaction fees. The Discover it® Miles card is an especially good choice, giving you 1.5 miles per $1 spent and doubling the rewards you earn the first year, all with a $0 annual fee.
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