Lawrence Stone, Former bank manager
@lawrence50
You may be eligible to upgrade Amex EveryDay to Preferred after your account has been open for at least a year. To ask about an upgrade, you can call customer service at 1-800-528-4800, enter your account number, and ask to discuss your upgrade options with a representative.
You’re not guaranteed to get the upgrade, but there’s no penalty for trying. But before you begin the process, there are a few more details you should know.
Here’s how to upgrade Amex EveryDay to Preferred:
- After you’ve had your Amex EveryDay card for a year, you can call customer service at 1800-525-4800, enter your account number, and say you would like to request an upgrade to Preferred.
- You can log into your American Express online account and select “Amex Offers and Benefits” to see whether any upgrades are available.
- If you get an upgrade, your account number will not change. However, you will get a new card, which will arrive within 7 days of your approval. You can keep using your old card until you activate the new one.
- Requesting an upgrade won’t trigger a hard inquiry on your credit history, since you’re not applying for a new account. However, you may not get the signup bonus that comes with a new card application, either.
You can potentially upgrade your Amex EveryDay to Preferred by calling customer service after a year of Amex EveryDay card membership. Plus, Amex might spontaneously extend you an upgrade offer. Just make sure the higher rewards earning rate of Amex Preferred is worth its $95 annual fee before you make the switch.

The Amex EveryDay® Credit Card from American Express
Amy Nelson, Member
@nelsona_22
You can call them at 1-800-528-4800. Keep in mind, you need to have the EveryDay for at least a year. It also helps if you have a spotless payment history.
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