Cameron DiGiovanni, Writer
The Bank of America Customized Cash Rewards credit card gives you 3% cash back in a category of your choice and 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly), plus unlimited 1% cash back on all other purchases. The card also offers $200 for spending $1,000 in the first 90 days. The most unique thing about this card is the choice it gives you for your top bonus rewards category.
Bank of America Customized Cash Rewards credit card 3% category options:
- Online Shopping
- Drug Stores
- Home Improvement / Furnishings
Generally, the Bank of America Customized Cash Rewards credit card works like any other unsecured credit card. More specifically, it allows cardholders to borrow money for purchases and pay off the balance later. As long as you avoid interest charges and fees, the rewards you earn from spending will help you save money.
In addition, customers with a lot of money in Bank of America bank accounts or Merrill investment accounts may be eligible for the Preferred Rewards program. This program can boost your credit card cash back by up to 75%. Once you’ve built up your cash back on the Bank of America Customized Cash Rewards credit card, you can redeem your rewards for a check, a statement credit, or a direct deposit to your bank account.
Bank of America® Customized Cash Rewards credit card
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