Mastercard is just a card network, like Visa, so it doesn't actually give cash back. Cash back rewards come from a card’s issuer, like Citi or Chase.
That being said, many cards that belong to Mastercard’s network are cash back credit cards. So if you use one of those cards, you can generally earn cash back by simply using it for eligible purchases. Usually, you can redeem cash back rewards in the form of:
A check that is mailed to you
Rewards points (by converting them)
To sum it up, each issuer's rewards program works differently. The fact that it’s on the Mastercard network does not really factor into it.
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