You can learn everything you need to know from our guide on the topic, here: https://wallethub.com/edu/credit-card-cash-advance/25829/. Basically, a cash advance entails using your credit card like a debit card at an ATM. But the cash you receive comes from your credit line and thus incurs interest, which begins accruing immediately. You will also be assessed a hefty fee. In this card’s case, the fee is 5% (min $6) and the interest rate is 36% can use your card at ATMs to get a cash advance. You will need to obtain a cash advance PIN from First Premier if you haven’t made this type of transaction before. You do so by calling First Premier’s customer service department at: 800-987-5521. Finally, you should make sure to use an ATM that does not assess an owner surcharge. You can find the nearest such locations here: https://firstpremier.com/locations/ . Hope this helps.
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